This website www.smartnivesh.com is owned by M Bansal (hereinafter Company) and the Company’s members, officers, directors, owners, employees, agents, representatives, suppliers and service providers provide this website (the “Site”) for informational purposes only.

The views expressed on this Site are not intended as an offer or solicitation for the purchase or sale of any investment or financial instrument. The information contained in the Site does not constitute investment advice and should not be used as the basis of any investment decision. Any investment in must be based on the information contained in the product’s offering materials. References to specific products are included for the purposes of illustration only and should not be construed as a recommendation to subscribe/ purchase. Although Smart Nivesh uses all reasonable skill and care in compiling this information and considers the information to be reliable, no warranty is given as to its accuracy or completeness. The opinions expressed accurately reflect the views of Smart Nivesh as of the date hereof and, while their opinions stated are honestly held, they are not guarantees and should not be relied upon and may be subject to change without notice. The performance of the given financial instruments and mutual funds is past performance and is, therefore, not a reliable indicator of future performance. Past performance is not a guide to future performance and the investment approach and process described may not be suitable for all investors.

Smart Nivesh does not in any manner endorse the schemes that may be launched from time to time by the mutual funds and the insurance companies the information of which may be posted on these websites from time to time. The data and information placed on the websites is believed to be reliable. However the Company does not endorse the same to be complete or accurate in every respect.

The customers will be using the data and information provided on these websites at their own risks and the same should not be considered as investment advice. The information on various financial products is given only to help the customer in making informed decision to suit his personal needs. However before making investment the customer must exercise his own judgement. Smart Nivesh does not endorse the other sites to which the links are or may be provided through this Site or its officers and owners thereof.

While all precautions are taken for maintaining the speed and accuracy in the online transactions, if any, done by the customers through the Company’s Site, the Company will not be responsible for any error and/or delay and the resultant loss, if any that may cause to the customer in any online transaction due to network failure or failure of power supply, computer virus attacks, sabotage, fraud, corruption of data, or for any other reason attributable to factors beyond the reasonable control of the Company loss or destruction of the computer systems.

The online transactions done by the customers will be secured. However the company will not be responsible or liable for any unauthorized use of the online investment facilities of any customer.

The Registrars to the various mutual funds such as Cams or such other registrars who may be associated with the Company and the mutual funds provide reports, transaction details etc. done by the customers using the Site. The Company is not in any manner liable or responsible for the sufficiency or accuracy of the information provided by the Registrars in respect of the online transactions done by the customers from the above website from time to time.

All information available on the Site such as news, updates, and other facts, etc. are sourced by Smart Nivesh from various sources and/or websites. Although the sources from which the Company gathers the information are believed to be reliable and accurate, Smart Nivesh does not in any manner endorse the accuracy or sufficiency of the information and it will not be liable/responsible for any inaccuracy or error in the said information.

By accessing, surfing and/or using this website the customers agree and are deemed to have been bound by the foregoing limitations and the disclaimer on part of the owner of the Site. The contents of the websites are confidential and meant for the use of the valid and legal customers of the Company. The customers are not entitled to re-publish the contents of the website in or through any print or electronic media without the express written permission from Smart Nivesh.

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